事关信用卡！多家银行发布公告
<p style="line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;"></span></p><p><br/></p><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;">近日，</span></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;"><span style="color: rgb(2, 30, 170);"><strong>广发银行、海口农商行、北京银行</strong></span>等</span></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;">多家银行相继发布公告，</span></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;">加强对信用卡资金用途的管控力度</span></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="color: rgb(2, 30, 170);"><strong><span style="font-size: 16px;">信用卡不得用于这些领域！</span></strong></span><span style="font-size: 16px;"></span></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;"><br/></span></section><section style="text-align: center;margin-bottom: 0px;"></section><section style="text-align: center;margin-bottom: 0px;"><br/></section><section data-role="title" data-tools="135编辑器" data-id="107148" style="margin-bottom: 0px;outline: 0px;"><section style="margin: 10px auto 0px;outline: 0px;text-align: center;"><section style="outline: 0px;display: inline-block;"><section style="padding: 3px;outline: 0px;background-color: rgb(79, 129, 189);border-radius: 30px;"><section style="padding: 4px 13px;outline: 0px;border-width: 1px;border-style: dashed;border-color: rgb(255, 255, 255);border-radius: 30px;"><section hm_fix="317:305" style="outline: 0px;color: rgb(255, 255, 255);text-shadow: rgb(79, 129, 189) 1px 1px 0px;font-size: 16px;letter-spacing: 0.578px;"><strong>广发银行</strong></section></section></section></section></section></section><section style="line-height: 1.75em;text-align: center;margin-bottom: 0px;"><span style="font-size: 16px;"><br/></span></section><section style="line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;">具体来看，广发银行发布公告称，为营造良好的信用卡使用环境，保障持卡人信用卡资金安全，根据国家监管要求，对信用卡资金用途进一步重申。</span></section><section style="line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;">根据公告，信用卡资金不得用于这些领域：</span></section><section data-tools="135编辑器" data-id="115585" style="margin-bottom: 0px;border-width: 0px;border-style: none;border-color: initial;z-index: 0;max-inline-size: 100%;outline: none 0px !important;"><section style="margin: 10px auto;max-inline-size: 100%;outline: none 0px !important;"><section style="max-inline-size: 100%;outline: none 0px !important;"><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(0, 18, 188);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">1</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;background-color: rgb(240, 241, 251);font-size: 14px;color: rgb(0, 18, 188);letter-spacing: 1.5px;display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于房地产领域</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(240, 241, 251);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(0, 18, 188);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(0, 18, 188);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">如购买房产、支付购房首付款、购买车位、缴纳房产税等；</span></section></section></section></section><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(55, 74, 174);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">2</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;display: flex;align-items: center;background-color: rgb(219, 229, 241);font-size: 14px;color: rgb(55, 74, 174);letter-spacing: 1.5px;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;color: rgb(2, 30, 170);outline: none 0px !important;">不得用于投资理财领域</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(219, 229, 241);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(55, 74, 174);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(55, 74, 174);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">如购买股票、基金、期货、理财产品、投资性贵金属及其他权益性投资；</span></section></section></section></section><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(0, 18, 188);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">3</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;display: flex;align-items: center;background-color: rgb(240, 241, 251);font-size: 14px;color: rgb(0, 18, 188);letter-spacing: 1.5px;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于购买这类保险</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(240, 241, 251);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(0, 18, 188);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(0, 18, 188);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于购买分红型保险、投资连结险、万能险等非消费型保险；</span></section></section></section></section></section></section></section><section data-role="paragraph" style="margin-bottom: 0px;border-width: 0px;border-style: none;border-color: initial;z-index: 0;max-inline-size: 100%;outline: none 0px !important;"><section data-role="outer" label="edit by 135editor" style="max-inline-size: 100%;outline: none 0px !important;"><section data-tools="135编辑器" data-id="115585" style="border-width: 0px;border-style: none;border-color: initial;z-index: 0;max-inline-size: 100%;outline: none 0px !important;"><section style="margin: 10px auto;max-inline-size: 100%;outline: none 0px !important;"><section style="max-inline-size: 100%;outline: none 0px !important;"><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(0, 18, 188);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">4</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;background-color: rgb(240, 241, 251);font-size: 14px;color: rgb(0, 18, 188);letter-spacing: 1.5px;display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于生产经营领域</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(240, 241, 251);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(0, 18, 188);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(0, 18, 188);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">如批发经营、烟草类商品配送及结算货款、缴纳经营性税款等；</span></section></section></section></section><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(55, 74, 174);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">5</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;display: flex;align-items: center;background-color: rgb(219, 229, 241);font-size: 14px;color: rgb(55, 74, 174);letter-spacing: 1.5px;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="color: rgb(2, 30, 170);cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于比特币等虚拟交易</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(219, 229, 241);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(55, 74, 174);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(55, 74, 174);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="font-size: 16px;">虚拟交易不能用信用卡；</span><br/></section></section></section></section><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(0, 18, 188);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">6</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;display: flex;align-items: center;background-color: rgb(240, 241, 251);font-size: 14px;color: rgb(0, 18, 188);letter-spacing: 1.5px;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">不得用于偿还债务</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(240, 241, 251);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section><section style="margin-top: 3px;border-left: 1px solid rgb(0, 18, 188);max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 8px solid rgb(0, 18, 188);border-right: 8px solid transparent;overflow: hidden;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section><section style="padding: 9px 15px;max-inline-size: 100%;outline: none 0px !important;"><section data-autoskip="1" style="cursor: text;line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(51, 51, 51);background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;max-inline-size: 100%;outline: none 0px !important;"><section style="cursor: text;vertical-align: inherit;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;max-inline-size: 100%;outline: none 0px !important;">如偿还信用卡、贷款、借呗、微粒贷等欠款；</span></section></section></section></section></section></section></section><section data-role="paragraph" style="border-width: 0px;border-style: none;border-color: initial;z-index: 0;max-inline-size: 100%;outline: none 0px !important;"><section data-tools="135编辑器" data-id="115585" style="border-width: 0px;border-style: none;border-color: initial;z-index: 0;max-inline-size: 100%;outline: none 0px !important;"><section style="margin: 10px auto;max-inline-size: 100%;outline: none 0px !important;"><section style="max-inline-size: 100%;outline: none 0px !important;"><section style="margin-top: 20px;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="font-size: 14px;letter-spacing: 1.5px;color: rgb(255, 255, 255);height: 40px;width: 40px;text-align: center;line-height: 40px;background-color: rgb(0, 18, 188);flex-shrink: 0;max-inline-size: 100%;outline: none 0px !important;"><strong style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">0</strong><strong data-original-title="" title="" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;">7</strong></section><section style="display: flex;max-inline-size: 100%;outline: none 0px !important;"><section style="padding-right: 10px;padding-left: 10px;background-color: rgb(240, 241, 251);font-size: 14px;color: rgb(0, 18, 188);letter-spacing: 1.5px;display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><strong data-brushtype="text" style="cursor: text;max-inline-size: 100%;outline: none 0px !important;"><span style="cursor: text;font-size: 16px;letter-spacing: 0.578px;color: rgb(2, 30, 170);max-inline-size: 100%;outline: none 0px !important;">不得用于购买彩票、赌博等</span></strong></section><section style="display: flex;align-items: center;max-inline-size: 100%;outline: none 0px !important;"><section style="width: 0px;height: 1px;border-top: 20px solid transparent;border-bottom: 20px solid transparent;border-left: 20px solid rgb(240, 241, 251);overflow: hidden;max-inline-size: 100%;outline: none 0px !important;"><br style="max-inline-size: 100%;outline: none 0px !important;"/></section></section></section></section></section></section></section></section><section style="cursor: text;max-inline-size: 100%;margin-bottom: 0px;outline: none 0px !important;"><br/></section></section></section></section><section data-role="paragraph" style="max-inline-size: 100%;margin-bottom: 0px;border-width: 0px;border-style: none;border-color: initial;z-index: 0;outline: none 0px !important;"><section style="max-inline-size: 100%;cursor: text;margin-bottom: 0px;outline: none 0px !important;"><br/></section></section><section data-role="outer" label="edit by 135editor"><section data-role="paragraph"><section style="margin-bottom: 0px;"><br/></section><section style="margin-bottom: 0px;letter-spacing: 0.578px;white-space: normal;text-align: center;"><br/></section><section data-role="title" data-tools="135编辑器" data-id="107148" style="margin-bottom: 0px;letter-spacing: 0.578px;white-space: normal;outline: 0px;"><section style="margin-top: 10px;margin-right: auto;margin-left: auto;outline: 0px;text-align: center;"><section style="outline: 0px;display: inline-block;"><section style="padding: 3px;outline: 0px;background-color: rgb(79, 129, 189);border-radius: 30px;"><section style="padding: 4px 13px;outline: 0px;border-width: 1px;border-style: dashed;border-color: rgb(255, 255, 255);border-radius: 30px;"><section hm_fix="317:305" style="outline: 0px;color: rgb(255, 255, 255);text-shadow: rgb(79, 129, 189) 1px 1px 0px;font-size: 16px;letter-spacing: 0.578px;"><strong>海口农商银行</strong></section></section></section></section></section></section></section></section><section style="line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;">除广发银行外，5月初，<span style="color: rgb(2, 30, 170);"><strong>海口农商银行</strong></span>发布公告，管控信用卡在分类别商户的交易，同时加强信用卡异常用卡行为的管理。该行规定：</span></section><section style="line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 16px;"><br/></span></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="127670"><section style="margin: 10px auto 0px;"><section style="display: flex;justify-content: flex-start;margin-bottom: -5px;align-items: center;"><section style="width: 15%;border-top: 1px solid rgb(127, 166, 207);height: 1px;overflow: hidden;max-width: 15% !important;" data-width="15%"><br/></section><section style="display: flex;align-items: center;flex-shrink: 0;"><section style="width: 9px;height: 9px;background-color: rgb(248, 225, 171);margin-right: 5px;margin-left: 5px;border-radius: 100%;overflow: hidden;"><br/></section><section style="width: 9px;height: 9px;background-color: rgb(248, 225, 171);margin-right: 5px;margin-left: 5px;border-radius: 100%;overflow: hidden;"><br/></section><section style="width: 9px;height: 9px;background-color: rgb(248, 225, 171);margin-right: 5px;margin-left: 5px;border-radius: 100%;overflow: hidden;"><br/></section></section><section style="width: 85%;border-top: 1px solid rgb(127, 166, 207);height: 1px;overflow: hidden;max-width: 85% !important;" data-width="85%"><br/></section></section></section><section style="border-right: 1px solid rgb(127, 166, 207);border-bottom: 1px solid rgb(127, 166, 207);border-left: 1px solid rgb(127, 166, 207);padding: 15px 10px;border-top: none;"><section data-autoskip="1" style="line-height: 1.75em;letter-spacing: 1.5px;font-size: 14px;color: rgb(83, 94, 107);"><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.578px;">不得在房地产税费类商户、融资租赁类商户进行交易，</span></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.578px;">在保险类商户、税费类商户采取单笔5万元(含)的交易限额，</span></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.578px;">在房产租赁类商户等房产类服务采取单笔2万元(含)的交易限额。</span></section></section></section></section><section data-role="paragraph"><section style="margin-bottom: 0px;"><br/></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.578px;">今年年初，北京银行、光大银行也曾发布公告，加强信用卡消费和现金分期资金流向管控。</span></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.578px;"><br/></span></section><section data-role="title" data-tools="135编辑器" data-id="107148" style="margin-bottom: 0px;letter-spacing: 0.578px;white-space: normal;outline: 0px;"><section style="margin-top: 10px;margin-right: auto;margin-left: auto;outline: 0px;text-align: center;"><section style="outline: 0px;display: inline-block;"><section style="padding: 3px;outline: 0px;background-color: rgb(79, 129, 189);border-radius: 30px;"><section style="padding: 4px 13px;outline: 0px;border-width: 1px;border-style: dashed;border-color: rgb(255, 255, 255);border-radius: 30px;"><section hm_fix="317:305" style="outline: 0px;color: rgb(255, 255, 255);text-shadow: rgb(79, 129, 189) 1px 1px 0px;font-size: 16px;letter-spacing: 0.578px;"><strong>银保监会、央行2022年下发通知</strong></section><section hm_fix="317:305" style="outline: 0px;color: rgb(255, 255, 255);text-shadow: rgb(79, 129, 189) 1px 1px 0px;font-size: 16px;letter-spacing: 0.578px;"><strong>严控信用卡资金用途</strong></section></section></section></section></section></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.034em;"><br/></span></section><section style="margin-bottom: 0px;"><span style="font-size: 16px;letter-spacing: 0.034em;">2022年7月，银保监会、央</span><span style="font-size: 16px;letter-spacing: 0.034em;">行发布《关于进一步促进信用卡业务规范健康发展的通知》(下称《通知》)，其中强调信用卡资金不得用于偿还贷款、投资等领域，严禁流入政策限制或者禁止性领域。</span><br/></section></section></section><p><br/></p><p style="line-height: 1.75em;"><span style="font-size: 16px;">《通知》出台后，中国建设银行于2022年7月18日出台规定：<strong><span style="font-size: 16px;color: rgb(2, 30, 170);">信用卡资金不得用于购房、投资、生产经营等非消费领域。</span></strong></span></p><p style="line-height: 1.75em;"></p><p style="line-height: 1.75em;"><br/></p><p style="line-height: 1.75em;"><span style="font-size: 16px;">建行还在公告中提醒用户，若使用该行信用卡在非消费领域交易，可能会导致交易失败，该行可采取包括但不限于降额、停卡、终止分期等相关措施。为保证用户正常使用该行信用卡，请用户务必保留与信用卡交易用途相符合的交易凭证，以便该行及时核实。</span></p><p style="line-height: 1.75em;text-align: justify;"><span style="color: rgb(136, 136, 136); font-size: 15px; letter-spacing: 0.034em;"><br/></span></p><p style="line-height: 1.75em;text-align: justify;"><span style="color: rgb(136, 136, 136); font-size: 15px; letter-spacing: 0.034em;">来源：广发银行、建设银行、海口农商银行</span></p><link rel="stylesheet" href="//www.singse.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_FZc" id="wcn_editor_css"/> 本身就唔可以用信用卡比首付噶啦 首付尼滴，全部都要现金，实时到账噶啦 一般都系银行贷款比你噶啦，要赚利息噶嘛
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